53 responses

  1. ankesh
    May 19, 2010

    how limit for kvp  now  please tell me sb a/c withral limit per day or per month

  2. gautam kanjilal
    June 27, 2010

    Does the Post Office pay some interest on overdue KVPs, i.e. if there is delay in applying for redemption of KVPs and NSCs ?

  3. Jigna71
    December 10, 2010

    what if the kvp is lost how do we get a duplicate issued the sureity required can be arranged but again the account officers signature where the sureity works is a probem can a notary give sureity?

    • gkdoda
      December 12, 2010

      You've full fill all the formalities like giving indemnity bond, bank verification etc. Check out the signature verification from your bank from post office.

      For more details, you can visit our other website http://www.PaisaYehPaisa.com

  4. Hum5
    December 15, 2010

    I have kisan Vikas patra, that are held under the name of my sister.
    They are now matured.
    I would like to cash them now. She does not want to return to India.
    What are my choices to cash these notes.
    Your comments please.

    • gkdoda
      December 15, 2010

      Her signature is must to encash Kisan Vikas Patra. She can send the signed form by courier to you and then you can deposit that in post office to encash.

      Hope it will help you.

  5. Ravi
    December 31, 2010


    • gkdoda
      December 31, 2010

      Interest from kisan vikas patra is taxable. You may also like to visit our other website http://www.PaisaYehPaisa.com to get more information about Indian Post Office schemes.

      Hope it will help you.

  6. Geetha
    January 8, 2011

    I find in many sites that KVP can be withdrawn
    1. Within 1 year without interest
    2. Between 1 and 2.5 years at a specified rate of interest. Can someone clarify if this is true?

    • gkdoda
      January 12, 2011

      If the premature encashment takes place within a period of one year from the date of purchase of the certificate, only the face value of the certificate shall be payable. No interest is payable in this case.

      After the expiry of one year, but before two years and six months from the date of the issue of the certificate, the face value of the certificate together with simple interest at the specified rate for the completed months for which the certificate has been held, shall be payable.

      If a certificate is encashed any time after expiry of two-and-a-half years, the amount payable is as specified by the government from time to time.

      The following link will also help you.


  7. Mmaphy
    February 25, 2011

    Can I get the money in cash from Kishn Vikash Patra after completion of the term?

    • gkdoda
      February 26, 2011

      No, you'll get the cheque in the name of investor.
      Hope it will help you.

  8. Dillibabu_db
    December 1, 2011

    I have purchased KVP and that near to get mature by next year. however,that maturity amount they will send or we need to remaind same postoffice.can any one help.plz . Babu

    • gkdoda
      December 2, 2011

      You've to visit post office branch with original KVP and your ID proof. You need to submit form also there, provided by them.
      Hope it will help you.

  9. Rajnish_gvr
    December 10, 2011

    how can i verify online my kisan vikas patra registration no

    • gkdoda
      January 5, 2012

      There is no way to check it online. For any doubt, you need to contact you post office branch.
      Hope it will help you.

  10. Uma Ramesh
    August 27, 2012

    I have kisan vikas patra purchased by my father who is not alive now.we do not know about the nominee details and Kvp got matured.what should i do now to encash the amount.please help me in this case…

    • admin
      August 28, 2012

      Get in touch with the post office authorities and check for nominee details. Do carry your original documents like your PAN card, ration card, death certificate of your father etc.

  11. Pravinchandra Varu
    August 29, 2012


  12. khalid
    November 25, 2012

    i want to buy kissan vikas patra certificate , kindly help me out. . Khalid Ashraf . House 320/4 Sanjay Nagar Jammu

    • admin
      November 26, 2012

      Please contact some post office agent near by your area or search yellow pages of your city. Buying kisan vikas patra online is not possible.

  13. sameer
    November 26, 2012

    my grandmother bought some kvp, now they are fully matured, but due to her age, she has amnesia problems,and cannot remember most of the things. how can I en-cash them now pls comment.

    • sameer
      November 26, 2012

      is it possible to get cash for kvp, which are in total amount to 1lakh(maturity amount 2lakh) but in denominations of 10, 000 each as my grandmother cannot opperate a bank account and she dosent have one, and I’m her care taker now. pls comment

      • admin
        November 29, 2012

        No. She will get cheque. She can still open bank account at this age. It’s not a big task.

    • admin
      November 29, 2012

      She needs to sign the documents as required or take thumb expression with witness signatures as required in the format of post office. Get in touch with post office branch for more details.

  14. Bindeshwari
    December 7, 2012

    Whether kvp is transferable to other person?

  15. Pratima sarkar
    December 13, 2012

    Kindly let me know what document required to enchashment my kvp its transfer to w.b to u. What formalities need. Thankyou

    • admin
      December 14, 2012

      KVPs are encashable only at the issuing Post Office. In the event of the certificate being presented for encashment at any other Post Office the paying Post Office will insist on the identity slip issued to the holder at the time of purchase which should be provided.

  16. Rahul Jain
    December 14, 2012

    I have 20 nos kvp amount rs 200000…but the problem is all the kvp is from khagda murshidabad (w.b) and I m in ttps lalpania bokaro (jharkhand).and I want payment in lalpania…….so what is the procedure to get the payment.my all the kvp is being mature on 5/5/12……..so please help me and give me the form to claim my mature amount.

    • admin
      December 20, 2012

      You can get the form from the post office. Make the photocopy of all the documents and submit the original to post office lalpania. They will send the documents to Khagda for verification. Once they get it verified, you’ll get your money.

  17. Smita
    January 4, 2013

    My Kisan Vikas Patras matured in June 2012. I currently live out of India and do not expect to travel anytime soon. What will happen to the money invested? Will it be safe and I can encash it at a later date?

  18. eshita
    January 7, 2013

    i have no account in post office……bt i want to buy a kvp….how can i do this.pls tell me……

  19. Sanjeev Dutt
    January 7, 2013

    Is it possiblem to know my kvp no through my pan no as I lost my kvp bond

  20. sudheer
    January 7, 2013

    is the Money doubles in 8 years and 7 months is running now?.
    i want to purchase some kvp ………..

  21. Vinodkumar
    January 30, 2013

    Respected Sir/Madam,
    My Mother purchased KVP from a PO in Mumbai. Now we are settled in Kerala. As the KVP got matured on 05/01/2013. How many days will it take for the amount to reach the PO in Kerala? My mother has submitted all the relevant documents on 08/01/3013 to PO (Kerala).My Mother had approached the PO twice after 15 days . The response was that the amount has not reached the PO in Kerala. Requesting your privileged guidance on the procedure to be followed ?

    • Parijat Biswas
      November 22, 2013

      Lodge a complain with the Superintedent of Post offices hyaving jurisdiction of the Kerala PO. You can get the details on http://www.indiapost.gov.in

  22. Herin Dedhia
    January 30, 2013

    My grandmother has registered for this scheme.Now we want to encash the amount,but the problem is my grandmother is not in a position to walk.So do we require her presence at time of encashment. What documents will be required for this?
    Also she has registered for this scheme at Bhidhada(Kutch-Gujarat).But can we encash from a Different Post Office which is located nearby our resident.
    What document will be required in this process?

    Thanks in advance.

  23. Anonymous
    February 2, 2013

    I lost my KVP what is the procedure of claiming the same.

  24. R Shetty
    February 11, 2013

    Dear Sir

    I have KVP matured in Dec 2012, I have given a power of attorney (duly stamped & signed by Indian consulate) to my brother in law, to collect the cheque on my behalf.

    the local post master in Dombivili Thane ( dist), keep saying he is waiting for approval from regional office, can you pls tell me how long does it take for this process.

  25. Joy Biswas
    February 23, 2013

    I have a kisan vikas patra and it had already mature on 7.6.2005 the owner of the kisan vikas patra is not here he is in abroad. He will never come here. I want to withdraw this amount. So what is the right procedure? Please send me.

  26. Srinivasan
    March 12, 2013

    Dear Sir / Madam,

    I already have one KVP and now i want to buy one more, but when i approached madippakkam branch they say that it is closed, please cofirm.

  27. Karan Batra
    March 15, 2013

    Is the Interest received on Kisan Vikas Patra exempted from Tax or is tax liable to be paid on the interest income ?

    Hoping for a prompt response..

  28. Sandesh Kumar
    March 19, 2013


    My father bought some of these in 2002 and I believe they are due to mature in September 2013. He has recently passed away, I am a NRI, do I just wait to cash these in in September, and what is the process for this?

  29. Manish Srivastav
    April 3, 2013

    how i can know my details of rd account i want to open a fd in post office which scheme i can take plz help me by email

  30. Naresh
    June 12, 2013

    Matured amount from post office saving a/c will be exempted or not, ? if yes, so under which section of IT Act, 1961.

  31. ravinder singh
    July 5, 2013

    my kissan vikas patra rs 100000.00 has been lost due to mistake of post master; his maturity date is feb 2012 what is the solution to solve this problem

  32. aftab hussain
    July 16, 2013

    I lost my KVP so what the procedure of claiming the same n duplicate copy.

  33. Sunita
    September 3, 2013

    Hi Admin, my mum has purchased a Kisan Vikas Patra on 6/11/2003 and she is staying abroad, she wants to encash it. What is the procedure? Pls advise.

  34. d phani pratyusha
    January 15, 2014

    I am having 10 KVPs at Jagannaickpur, Kakinada., I have given one application at Maharanipet, Visakhapatnam
    for transferring the same., To my surprise Jagannaickpur Post office returned the application with
    remarks “submitt seperate application for seperate registrations “. Let me know whether the Jagannaickpur
    Post office is correct or not? If not can i proceed against Jagannaickpur Post office for delayed payment
    interest and loss occured

  35. shelendra solanki
    January 23, 2014

    i want to kissan vikas patra,kindly help me…
    shelendra solanki

  36. ak jain
    March 6, 2014

    I Missed my KVP certificates.How to obtain the duplicated one.I have the issuing date and maturity date of the certificates


  37. Arti B
    April 17, 2014

    I live in USA . My mother expired . She had couple of KVP’s .I am nominee on them . The KVP’s are already matured . I have little children so have not been able to go to India get them redeemed . I am planning to do this during my next visit to India . Can I know how much time does it exactly take to get this redeemed . KVP’s were issued at a different city than where I am planning to get it redeemed. I was told that I can redeem it at any post office. Can somebody please answer my question .Thanks

Leave a Reply




Back to top
mobile desktop